$154,900 :: 53171 PINERIDGE DR, Chesterfield MI, 48051

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2 beds, 3 full baths
Home size: 1,192 sq ft
Lot Size: 0 sq ft
Added: 03/25/17, Last Updated: 05/31/17
Property Type: 1 Story, Residential
MLS Number: 21275214
Community: Chesterfield Twp (50009)
Tract: WHISPERING PINES CONDO 2ND AMEND # 644
The price of this listing was last reduced on 4/18/2017 by 3%
Status: Pending

OPEN FLOOR PLAN RANCH CONDO IN WHISPERING PINES. ENJOY MAINTENANCE FREE, CONDO LIVING WITH TWO GOOD SIZE BEDROOMS AND THREE FULL BATHS. GREAT ROOM WITH VAULTED CEILING, SKY LIGHTS, GAS FIREPLACE, AND DINNING AREA, ALL WITH NEWER LAMINATE FLOORING. NEW DOOR WALL OVERLOOKING DECK AND COMMON AREA, ALSO SOME NEW WINDOWS AND NEW HOT WATER TANK. FIRST FLOOR LAUNDRY OFF OF TWO CAR ATTACHED GARAGE, WITH OPENER.L’ANSE CREUSE SCHOOLS.

Listed with RE/MAX Showcase Homes


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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Foreign Buyers Influencing Home Luxury Market

The overall housing market is not strongly affected by international buyers Continue Reading →

$184,000 :: 50355 Baytown, Chesterfield MI, 48047

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3 beds, 1 full, 1 part baths
Home size: 1,684 sq ft
Lot Size: 7,405 sq ft
Added: 05/30/17, Last Updated: 05/30/17
Property Type: 2 Story, Residential
MLS Number: 31321098
Community: Chesterfield Twp (50009)
Tract: Belle Fontaine # 02
Status: Active

Spacious 3 bedroom Colonial with Anchor Bay Schools. close to the Lake St. Clair, parks, schools, shopping and expressway. This home features entryway with laminate flooring, family room with gas fireplace, projector screen that stays, doorwall to large fenced yard with a shed for extra storage. Living room with newer carpet, open concept kitchen and eating area with some newer appliances, pantry, one cabinet drawer on order, 2nd doorwall and loads of natural light. Large master bedroom with walk in closet. Updated lighting fixtures throughout, newer electrical, smart thermostat, newer garage door opener, and 6 panel doors. Half bath on first floor, shared master/main full bath on second level. Partially finished basement with play area and separate laundry/storage area. Whole house fan to save on electric bills for those cooler spring or fall days. Occupancy could be sooner.

Listed with Advantage Realty Inc.


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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$1,000 :: 29354 APPLE GARDEN BLVD, New Baltimore MI, 48047

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2 beds, 2 full baths
Home size: 1,088 sq ft
Lot Size: 0 sq ft
Added: 05/03/17, Last Updated: 05/30/17
Property Type: 2 Story, Residential
MLS Number: 21290060
Community: Chesterfield Twp (50009)
Tract: DONNER MEADOWS CONDO #573
Status: Active

Immaculate townhouse style condo featuring 2 bedroom, 2 bath, newly renovated . Newer kitchen with all appliances, hardwood throughout ,newer bathroom upgrades. Newer washer/dryer. New heating and cooling ,new windows .Garage for one car. Parking spots for additional cars. Plenty of indoor storage available in garage. 1 Year minimum lease preferred ,one and half month security deposit . Rent includes Water, Outside Maintenance (grass/snow) Required credit check, employment verification.

Listed with Showcase One R E Group Inc


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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$1,000 :: 29354 APPLE GARDEN BLVD, New Baltimore MI, 48047

Property Photo

2 beds, 2 full baths
Home size: 1,088 sq ft
Lot Size: 0 sq ft
Added: 05/03/17, Last Updated: 05/30/17
Property Type: 2 Story, Residential
MLS Number: 21290060
Community: Chesterfield Twp (50009)
Tract: DONNER MEADOWS CONDO #573
Status: Active

Immaculate townhouse style condo featuring 2 bedroom, 2 bath, newly renovated . Newer kitchen with all appliances, hardwood throughout ,newer bathroom upgrades. Newer washer/dryer. New heating and cooling ,new windows .Garage for one car. Parking spots for additional cars. Plenty of indoor storage available in garage. 1 Year minimum lease preferred ,one and half month security deposit . Rent includes Water, Outside Maintenance (grass/snow) Required credit check, employment verification.

Listed with Showcase One R E Group Inc


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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Make That Home Greener: Energy-Efficient Mortgages

Shutterstock_MoneyGeek

By Michele DiGirolamo, Guest Contributor from MoneyGeek.com

If you’re in the market for a new home, there’s a way to save the environment and some cash at the same time: Consider a “green” mortgage.

An energy-efficient mortgage (EEM), the umbrella term for these types of loans, allows buyers to fold expenses for energy-saving home improvements into their mortgage.

Photo credit: Shutterstock

EEMs are an option if you’re buying or building a home and you want to add energy-efficient features, if you’re refinancing a mortgage for a home you already own and want to add energy-efficient renovations, or if you’re buying a new home that is already energy-efficient.

The idea is that, in the long run, the money saved on monthly utility bills will offset the higher mortgage payment. The projected energy savings from the lower bills could also qualify buyers for a larger loan amount and a better, more energy-efficient home.

And at the point of resale, homeowners will likely benefit again, as the energy upgrades can boost the home’s value and attract buyers in a competitive market.

Improving Your Home’s Energy Efficiency

Green mortgages can be used to finance a range of energy-efficient upgrades, from weather stripping to new heating and cooling systems to double-pane windows and solar panels.

A required home energy audit provides recommendations for energy-saving improvements and estimates of the costs and savings of those improvements. Lenders use this information to determine how much you’ll save in energy costs with each improvement.

Fannie Mae, the Federal Housing Administration, and the Department of Veterans Affairs all offer a version of EEMs. The amount of energy improvements a borrower can finance varies by program, ranging from about 5 percent of the value of the property through an FHA loan to around 15 percent with a conventional mortgage. A VA EEM, available to military personnel, caps energy improvements at $3,000 to $6,000.

Understanding the Green Mortgage Lending Process

While securing an EEM can be fairly simple for the borrower, it can be cumbersome for lenders unaccustomed to the process of managing the “work flow” of the energy improvements, says Tonya Todd, senior vice president of strategic products at Mountain West Financial in Redlands, California. This may be why they aren’t more common.

“The loan itself is easy; it’s the facilitation that takes some work,” Todd says. “Lenders that are successful at this will find a local energy-efficient mortgage facilitator. The facilitator handles everything from A to Z to ensure a smooth and timely process for all parties.”

The facilitator works with the buyer, the energy rater, the contractor, the realtor and the lender to keep everything moving to avoid delays.

“After closing, the facilitator will ensure the installation of the energy improvements are completed,” she adds. “It just makes everything much smoother.”

So, if you’re interested in pursuing an EEM, go for it — just be aware you may have to put some effort into finding a lender.

“Niche lenders do offer these programs and do them well,” Todd says. “However, a lot of lenders do not offer them because they do not understand the operational component, or they don’t have the support system internally.”

More Homeowners Are Going Green

While they’ve been around in some form since the 1990s, eco-friendly mortgages even today are not particularly well-known. But that could be changing, Todd says.

“Energy-efficient measures are becoming more popular especially as homeowners are purchasing older homes that may not be so environmentally friendly,” Todd adds. “People are more aware of being green. That’s why homeowners are looking for features that will help them save energy.”

The average household spends more than $2,200 a year on energy bills, with nearly half of that going to heating and cooling costs, according to the U.S. Department of Environmental Protection’s Energy Star program. There are significant savings to be had by improving a home’s energy efficiency.

Other Ways to ‘Green’ Your Home

Even if you’re not in the market for a green mortgage, there are measures you can take around your house to save energy and reduce your utility bills. The following are some tips — some simple, some more involved — from the Energy Star program and other experts:

  • Turn your hot water heater’s thermostat to 120 degrees Fahrenheit.
  • Keep your refrigerator at 37-40 degrees and freezer at 5 degrees.
  • Install and properly use a programmable thermostat (this can save about $180 annually).
  • Install low-flow fixtures.
  • Do only full loads in the washer and dishwasher.
  • Fix any leaky faucets, toilets, pipes, and your roof.
  • Seal heating and cooling ducts (in the typical house, about 20 percent of the air in a duct system is lost due to leaks, holes, and poorly connected ducts).
  • Seal the “envelope” of your home – the outer walls, ceiling, windows, and floor (this can save 20 percent on heating and cooling costs).
  • Replace the filters on your air conditioning unit, dryer, and furnace.
  • Turn off ceiling fans when you’re not home.
  • Set ceiling fans counter-clockwise in the summer to draw cooler air upward.
  • Dust your refrigerator coils.
  • Plant shade trees to cool your home.
  • Request a home energy audit for more tips and advice.

ABOUT THE AUTHOR: Michele DiGirolamo is a former longtime reporter for United Press International and a freelance writer for MoneyGeek.com.

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$164,500 :: 50199 PEGGY LN, Chesterfield MI, 48047

Property Photo

3 beds, 2 full baths
Home size: 1,099 sq ft
Lot Size: 6,969 sq ft
Added: 05/28/17, Last Updated: 05/29/17
Property Type: 1 Story, Residential
MLS Number: 21301017
Community: Chesterfield Twp (50009)
Tract: SEADENVILLE # 01
Status: Active

WOW, Look at This Cutie Pie House! This charming and well maintained home offers plenty of updates and a sweet neighborhood with tree lined streets. Hardwood floors, open floor plan including a flexible kitchen/family room or large dining room combo, spotless throughout and light filled rooms. Very large kitchen workspace and island seating. 2 full bathrooms including new main floor bath ’16. Good sized closets and plenty of storage. 2+ car garage, fenced yard and decking. NEW 3/17 roof. New(er): windows, furnace & a/c, vinyl siding, driveway, light fixtures, fresh paint and updated appliances! Super value for new buyers or those seeking a ranch.

Listed with Berkshire Hathaway HomeServices HWWB


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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$159,000 :: 47356 ATWATER ST, Chesterfield MI, 48047

Property Photo

4 beds, 2 full, 1 part baths
Home size: 2,208 sq ft
Lot Size: 12,632 sq ft
Added: 05/27/17, Last Updated: 05/28/17
Property Type: 1 1/2 Story, Residential
MLS Number: 21300847
Community: Chesterfield Twp (50009)
Tract: KLUMPP # 01
Status: Active

Listing Broker and Seller assume no responsibility and make no guarantees, representations, warranties (express, implied or otherwise) as to the availability or accuracy of information contained herein. ~?4.5% buyer premium charged to buyer at closing.

Listed with Owners.com


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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$159,000 :: 47356 ATWATER ST, Chesterfield MI, 48047

4 beds, 2 full, 1 part baths
Home size: 2,208 sq ft
Lot Size: 12,632 sq ft
Added: 05/27/17, Last Updated: 05/28/17
Property Type: 1 1/2 Story, Residential
MLS Number: 21300847
Community: Chesterfield Twp (50009)
Tract: KLUMPP # 01
Status: Active

Listing Broker and Seller assume no responsibility and make no guarantees, representations, warranties (express, implied or otherwise) as to the availability or accuracy of information contained herein. ~?4.5% buyer premium charged to buyer at closing.

Listed with Owners.com


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


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Avocado: A True Game-Changer for Real Estate

Editor’s Note: This was originally published on RISMedia’s blog, Housecall. See what else is cookin’ now at blog.rismedia.com:

Who knew that creamy, verdant avocados could make or break one’s future in real estate?

According to Australian developer Tim Gurner, (who is 35 and worth half a billion dollars, nbd) millennials are poor and unable to buy homes because of their infatuation with the single-seeded berry (yes, it’s technically a fruit—The More You Know!)

On a recent episode of Australia’s “60 Minutes,” he said: “When I was buying my first home, I wasn’t buying smashed avocado for 19 bucks and four coffees at $4 each.”

I would propose that maybe only millionaires would pay $19 for guac, but I digress.

Also noteworthy, Gurner was handed $34,000 from his grandfather at the age of 19, which led to his early success in real estate, and he wants to chastise me for my love of guacamole!? Get outta here. What does he think? That if I was given free money, I would’ve bought 22,667 avocados instead of investing it? (Actually, that sounds like a pretty OK investment, if you ask me.)

Snarks aside, Australian real estate company Ray White is latching on to the avocado craze and offering buyers a delicious deal: free avocado toast for 12 months is up for grabs for anyone willing to shell out for a new two- or three-bedroom townhouse in Queensland.

Now, millennials can save their pennies for a townhouse and guacamole in one fell swoop! If you’re an avocado aficionado, you’d better get that passport renewed ASAP: the deal expires June 30.

What a time to be alive.

Nick Caruso is RISMedia’s senior editor. Email him your real estate news ideas at nick@rismedia.com.

For the latest real estate news and trends, bookmark RISMedia.com.

The post Avocado: A True Game-Changer for Real Estate appeared first on RISMedia.

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